With old age comes the inability to work. Our body
loses its strength and its ability to carry out day to day work. Sometimes it
becomes so severe that many of the elderly have to face disabilities. Physical
weakness and mental stress, along with poor economic conditions, devastate a
man in his old age. For all the years he has worked in the past and paid his
taxes, SSA supports such elderly with disability benefit when in need.
When we apply for disability over 50 years
of age, it may not be for a severe impairment. However, it may imply that a
person due to old age is unable to perform his duty and even unable to accustom
to a new environment with a new job.
For the past years, SSDI and SSI have been enormous
support provided under the Federal program to the disabled. But time is a
crucial factor when it comes to approval of SSDI or SSI benefit. As a worker is
covered by FICA for all the years he has worked in his adulthood, delaying the
application for disability benefit may denote he is no more covered by FICA due
to the non-payment of taxes. Therefore it is crucial to act fast.
For old age individuals above the age of 50, there
are special rules set by SSA. They enjoy additional benefits during approval.
Therefore, if you are 50 and feel your physical condition is not allowing you
to work further, then apply for a disability benefit under SSDI or SSI.
However, there are a few essential criteria upon
which the SSA judge your application. These include many aspects like age,
education, etc. In the below points, we will discuss how to apply, keeping in
mind these points, which will enhance the chance for the grant of our
application. In case you need information for the nearest SSA office, search
for Social Security near me.
Points considered for grant of social security
benefit for applicant over 50 years of age
· Age factor- Old age decreases the ability to do hard work.
In some cases where a worker is involved in carrying heavy material, he becomes
incompetent for his job for his growing age. In such scenarios, it also becomes
difficult for him to adjust to a new environment and find a new job. When a
person in this situation apply for a disability benefit, SSA considers the age
factor and his incompetency to work to grant his application.
· Education level- He a person becomes old, and
he is unable to perform substantial work, he may take up a job which requires
less to no physical strength. In such cases, his education level plays a
significant role. For example, if a person is a graduate, he can take up a desk
job at an old age, but it is not the same with a lower education level. Therefore,
the education level of the applicant is another major point which helps the
SSDI and SSI to decide upon the grant of the disability application.
· Work History- When a person has contributed
most of his adulthood for serving a company for 15 years or more, then his
chance of grant becomes evident. A person applying for disability benefit at
the age of 50, must work for the last ten years and have paid his taxes under
FICA.
Special rules for an applicant who is in the age of
55
As a person reaches the age of 55, his chance for
betting disability benefits under SSDI or SSI increases. However, he is still
judged on the criteria of his generation, education, skill set, and work
history. But the rules become more reluctant with growing age as a person’s age
makes him disabled to work and earn for himself.
Benefits for those who have attained the age of 60
As a person reaches the age of 60 and above, he
becomes more prone to get disability benefits. Though he is still judged upon
the criteria such as age, education level, skill set, and work history, but his
chance for getting benefits increases, an additional feature which he is
entitled to in this age is, he can enjoy a full social security retirement
benefit at this age. With time the benefits will continue till the time of
individual life.
To apply for social security benefit at an old age,
one need not be disabled completely. One can apply simply because of the
inability to continue his job due to body weakness. A Disability Lawyer Evanston, will be of great help
to simplify the matter. He will prepare your application in a way, which
increases the chance of grant of application.
HANSON & FISHER LAW OFFICES
1802 N Division St Suite 304, Morris, IL
815-942-6700
